Whether a couple is planning to settle down or a family is seeking a place to raise kids in the province, they are sure to feel the heat in the Canadian housing market. The question: ‘How did we get here?’ often leads to inconclusive answers and simply pointing a finger at the easiest target. The predatory nature of housing market big players means they have no interest in addressing the needs of the people. For them, housing is a commodity designed to make shareholders happy. Actually, the housing market is doing very well to meet its mandates – funneling wealth upwards.